The 10 most common property emergencies

1 minute read

Putting disasters such as theft, flood, or fire damage aside, here is a list of the 10 most common household emergencies likely to face, according to NRMA Insurance.

According to an NRMA survey of over 1,000 people in 2015, 59% of respondents had admitted to experiencing a household ‘emergency’ at some point that required intervention from a third party, such as a locksmith.

While not quite as serious as your home getting destroyed by a weather event, these occurrences can cause a massive inconvenience as well as being expensive and often embarrassing.

We combed through the survey from NRMA insurance to present to you the 10 most common household emergencies.

Top 10 common home emergencies
The top 10 common home emergencies, according to the NRMA survey, are as follows:

  • Power blackout or power failure
  • Blocked toilet, pipe, or drain
  • Broken or burst hot water system
  • Damaged roof, gutter, or downpipe
  • Locked out of home
  • Broken heating or air-conditioning system
  • Broken door or window
  • Gas leak
  • Water leak
  • Burst tap or showerhead
  • To learn more about each one, as well as how you can prevent them, read on.

1. Power blackout or power failure
The vast majority of power failures are caused by extreme weather, so there isn’t really much you can do to prevent this one from happening. The best you can do in the event of a power failure is to be prepared, especially since you don’t really know how long you’ll be in darkness for.

Bookmark our Storm Checklist, and in particular, follow these blackout-related safety tips to prepare before storms hit:

  • Buy a generator if you can.
  • Clean up hazards like outdoor furniture.
  • Trim the branches and height of any trees that could fall on your power lines.
  • Have a family emergency plan, which tells those in your house where things like the circuit breaker or manual release for the garage door are, so they can still get in and out if there’s no power.
  • Ensure that you have all the necessary supplies on hand, ready to be used at a moment’s notice: torches, batteries, gas-powered cooking equipment, and a radio.
  • Stock bottled water, since your local water treatment facility could be affected.
  • Stock easy-to-heat food such as canned food.
  • Have cash on hand, since debit cards won’t work if power is out elsewhere.
  • Unplug your desktop computer so it doesn’t short out and fry the motherboard.
  • Light candles where necessary, or have a few gas-powered lamps.
  • Have non-digital things to entertain yourself with, like board games.
  • Check your home and contents insurance is enough to cover rebuilding your entire home and replacing everything in it.
    And above all, be safe!

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